Melissa Bond, MNAA is a Certified Residential Appraiser licensed in Mississippi and Louisiana. Since 1994, she has been the sole proprietor of her thriving real property appraisal practice. This practice specializes in fee appraising for VA, FHA, USDA, Fannie Mae, title companies, attorneys, school districts, and the general public. Melissa has also served as a State Compliance Reviewer and appraiser advocate.

Samuel Lee Edward Henderson, BS, MUSE, CAGS, MSRE, Ed.D., CDEI, CRB, DREI, EcoBroker®, GRI, REALTOR®, MNAA, AAR - With over 40+ years of real estate appraisal and teaching experience, Dr. Samuel Lee Edward Henderson has a long and successful teaching record in the disciplines of mathematics, physics, computer systems, real estate, appraisal, property management, green appraising (high sustainable buildings), pre-license, post- licensing and continuing real estate education. Dr. Henderson is a Subject Matter Expert (SME) for the national real estate broker and salesperson exams. Dr. Henderson is a scholar who has presented research findings and other literary works at several national academic organizations.

Dr. Henderson's unique expertise in the residential and nonresidential real estate business comes as a direct result of being a real estate appraiser and broker practitioner and author of numerous real estate professional development courses. With an earned master’s degree in real estate valuation and development from The Johns Hopkins University, Dr. Henderson uses this knowledge to provide guidance and consultation to real estate professionals who endeavor to advance their professional careers. Dr. Henderson is an Appraiser Qualification Board (AQB) Certified Uniform Standards of Professional Appraisal Practice (USPAP) instructor of The Appraisal Foundation (TAF). Dr. Henderson is an Expert Witness in the District of Columbia and Maryland Courts, specializing in real estate brokerage and appraisal issues. Currently, Dr. Henderson serves as Chair of The Appraisal Foundation Advisory Council of the Appraisal Foundation. He is a certified general realty appraiser, real estate broker, home inspector, and property manager in multiple states. Finally, Dr. Henderson is a divemaster and enjoys windsurfing and kiteboarding.

Amelia Lovorn, MNAA is currently a Mississippi Appraisal Board member and originates from Southaven, Mississippi. She holds an Executive MBA and a bachelor's degree from the University of Memphis with an emphasis in finance, economics, and real estate.

Having obtained both her broker and appraiser licenses in the nineties, she is the principal broker of her firm and a certified appraiser in both Mississippi and Tennessee. In addition, she performs many other functions including expert witness testimony, state board investigatory duties, conducts compliance reviews for numerous entities, and is an investment consultant.

Heavily involved in all aspects of real estate, she has served as the local Realtor board president, the president of the Realtor Services Association, an advisory member to the Memphis Association of Realtors, and has been a member of the Appraiser Association of Regulatory Officials board and education team. She served on the Legislative Affairs Committee for the Mississippi Association of Realtors as well as the National Association of Realtors Appraisal Committee. She also serves as a board member for the Bouchillon Institute of Community Planning.

Over the past 15+ years, she has traveled throughout the country instructing appraisal/real estate continuing education, pre-licensing courses, bar association court preparation classes, authoring educational courses, and USPAP consulting for the Justice Department. She is an Appraisal Qualification Board Certified USPAP instructor since 2004 and has also assisted in authoring the national appraisal exam.