CoAA blog

  • December 22, 2023 8:42 AM | David Stone

    Does anybody use this software? If so, have you tried to contact them, and what was the response?

  • September 23, 2023 11:11 AM | David Stone

    We're slower than we used to be with interest rates so high, but my request will help by taking up about five minutes of that free time. LOL.

    I need your help! I’ve started a new YouTube channel, Trains in the Garden with Dave, featuring garden railroads, many nationwide. I need your help to get the channel noticed by others and the Google algorithm recommending the channel. There’s even a chance you’ll like it - LOL. Please visit the channel, watch one or more videos, click the thumbs-up, Subscribe, and ring the bell. You can unsubscribe later if you wish, but the only way this channel will get noticed is if you and others visit the channel. Click:

    Thanks for your help, Dave Stone

  • May 22, 2022 10:43 AM | David Stone

    Excellent and interesting meeting the other evening (5/19/22). Both speakers offered interesting comments and data.

    I have an opinion on Bias!

    I believe I have a unique perspective on Bias in appraising and real estate sales due to my 50 years in the real estate/appraising professions. I've been a real estate Broker in three states and a Designated licensed Certified General appraiser in two states (Designations earned pre-licensing). My appraising focused on commercial and industrial until 1986, when I transitioned to primarily residential appraising. I served on the Institutional Review Appraisers Organization of New England (major lending banks) and have served on the Board of Directors at one of the country's largest All Realtor real estate boards (12,000 members in 1972).  I've experienced two riots, the end of Red Lining and buyer steering.

    I take significant exception to the claim of pervasive negative Bias in the appraisal profession. Sure, there are a few bad apples in all disciplines, but the Appraisal Profession has to be the least (negative) Bias among real estate related divisions. Suppose the appraiser selects comparable sales and listings exposed to the market from the same or similar neighborhood as the subject. In that case, Bias is towards the most likely value for the subject property! There isn't much room for subjective adjusting if the appraiser has considered all the available analytical tools and methodologies.

    I submit that if two appraisers appraise the same property, the values will be within about 10% if they have developed the report according to USPAP. Cherry-picking a few appraisals in an attempt to make a case for Negative Bias appears to be what the Federal Complaint suggests, not an in-depth and random selection of residential appraisals  

    I don't believe we need more laws or rules allowing less work and effort to determine value. The appraiser viewing a property inside and out offers a unique ability to photograph and annotate value issues not possible with desktop or drive-by appraising.

     I do think some appraisers need to return to "higher education" to brush up on the various methods of selecting and analyzing data.

    My thoughts!

  • June 08, 2021 7:15 AM | David Stone

    Have you been using "The Ratterman Meyhod" for determining the adjustment for GLA on the URAR 1004 form?  There seems to be some confusion as to the formula.  What are you using?

  • December 08, 2017 7:54 PM | Anonymous

    Greetings to all Appraisers,

    As we share the cheer and joy of the Holiday Season, we at CoAA look warmly back on 2017 and its membership. Over the past year, we have been steadfast in our collective efforts to improve the atmosphere, across all landscapes, within our Profession. As in past years, we have made strides to initiate Legislative Action regarding protections for Appraisers against frivolous lawsuits and sought to clarify language of the Regulatory authority, amidst opposition. We are preparing to continue this pursuit with earnest in 2018, in conjunction with our internal and external Lobbyist, Legal Counsel, other AZ groups and State Representative from the Appraisal Institute. CoAA has been aligned with National and State organizations and Similar coalitions to successfully elevate the voice of our membership on a National level. It is by the “boots on the ground” effort that positive changes are being made. It is not by any small feat, that progress and change evolve from a big voice.

    In 2017, CoAA monthly meetings were attended in impressive numbers, by Active appraisers with 1 year to 50 years of experience, Lenders, Realtors, AMCs and those considering entering the Profession.  The meetings and gatherings were created to cover a host of topics of interest to our membership. Together, we broke bread at various venues across the Valley highlighting topics such as “Covering Your Appraisal” in which our membership offered the group a view into working knowledge and examples of how Quality reports, should be developed. We also took the time to review, dissect and understand the latest versions of industry contracts and purchase agreements. During the summer we heard from State and Federal employees regarding issues surrounding Superfund Sites and how our reports could be impacted. In our ever-evolving industry; we took time to share methods for increasing efficiencies and report credibility. The benefit from these meetings, as expressed by the membership,was invaluable.

    The Government Relations Committee for the 2018 calendar is currently taking shape to, once again, bringing our voice to the Legislative table. We are confident that collectively our objectivity and persistence will prevail. CoAA’s Education Committee is devising its curriculum(s) for multiple CE offerings. CoAA's commitment and advocacy to the new generation of appraisers is moving to the forefront in 2018, with the assembly of our proposed guidance and review committee. In the end, committee involvement is at the heart of CoAA, with our Volunteers playing a significant role as we work together to fulfill our mission and goals.

    When appraisers like you and I think of the CoAA, you get the understanding that it’s more than just another association, it’s a cause.  CoAA is an organization that, thanks to your support, continues to strengthen the community of appraisers consisting of your peers in AZ and across the country.

    We hope that if you’re not a member, you consider becoming a member

    Be a part of what’s great about this profession and join your voice with fellow Arizona Appraisers.

    Seasons Greetings, Blessings and Gratitude,

    Joseph Weidinger

    2017-2018 President

  • February 17, 2016 6:12 PM | Anonymous
    I hope 2016 has been profitable for all of you. There have been many changes including making sure your fee is appropriate now that lenders are dealing with TRID. You may have noticed the NAIFA and CoAA are holding joint meetings. Mark the first Wednesday, of each month, to join us for information and networking. Since there is no information coming from the DFI-Real Estate Appraisal Division via a newsletter, it is imperative that you come to meetings to get that information. 2016 appraisal statute changes are found in HB2560. Go to to follow its progress through the legislative system. There are several USPAP update classes being offered in February. Sign up for one so you will be in compliance. Watch for the meeting notice for March as we will have a real estate attorney as our speaker.

    Ann Susko

    • Fresh lime wedge (optional)
    • Margarita salt (optional)
    • 1/3 cup fresh lime juice*
    • 3 tablespoons orange liqueur
    • 2 tablespoons tequila
    • 1/3 to 1/2 cup powdered sugar
    • Ice & Garnish: lime slice

    Headscratcher of the month! What's the adjustment?

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